Key Features
- Competitive Dividends
- Special Share Certificate
- No Monthly Service Fee
- Free Digital Banking
- Competitive Dividends
- Special Share Certificate
- No Monthly Service Fee
- Free Digital Banking
Sand Dollar Club
Opening an account for a child at an early age provides an excellent opportunity for them to gain firsthand experience in managing their finances.
- Available to children age 12 and under
- Christmas Club account available for children to save for Christmas
- Special 12-month share certificate available with $200 minimum deposit
- No minimum balance requirements
- $5 minimum deposit to open an account
- Free digital banking services, including:
- Free online banking
- Free mobile banking
- Free eStatements
Wave Riders Club
It’s never too early to develop basic money handling skills to understand their finances. This account offers a variety of free benefits.
- Available to young adults age 13 to 18
- Checking accounts are available with a debit card for convenient spending
- Christmas Club accounts are available for children to save for Christmas
- Custom Savings account helps young adults to save for something special
- Special 12-month share certificate are available with $200 minimum deposit
- No minimum balance requirements
- $5 minimum deposit to open an account
- Free digital banking services, including
- Free online banking
- Free mobile banking
- Free eStatements
Report Card Rewards Program
Sand Dollar and Wave Rider members in grades K–12 can earn cash rewards for good grades through our Report Card Rewards Program, and graduating seniors receive an extra $25 bonus.
*An adult must be joint on the account. The adult is subject to credit approval and meeting qualification requirements.